Finance & Property Advisory

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Finance & Property Advisory

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What We Do

Property Investment / Property Refinancing

HOME LOAN FINANCE

If you are wanting to assess your home loan refinance options, you will need to think about why it is you want to refinance and what the costs will be to move your mortgage.

You may also like to ask yourself if your current home loan matches your needs for example, do you use all of your loan features, or are you missing some features you could really make use of?

When refinancing consider the savings now and in the future, also find out the costs associated and do the sums. It’s important to consider the long term benefits against the actual costs of home loan refinance.

Access Your Equity

Many home owners find it difficult and are frustrated, saving for things like holidays or renovations whilst paying off a mortgage but it doesn’t have to be. Home equity loans are designed to give you access to the equity in your existing home loan via a line of credit loan.

Mortgage refinancing is a common way of accessing the equity you have built up in your existing property. The equity in your home is the distinction between the property value and what you owe on your mortgage.

The amount you can borrow is subject to the amount of equity you have built up in your property and other criteria, as a guideline you are limited to borrowing a maximum of 90% of the value of the property.

You can use the funds from your line of credit loan to buy an investment property, renovate your existing home or to take a break.

Debt Consolidation

Struggling to make repayments on high interest debts such as credit cards and personal loans and high interest car loans? Debt consolidation can help reduce your monthly finance repayments, save you money on fees and charges and take control ofyour debt by consolidating your existing loans into a new lower interest rate loan.

Debt consolidation can lower your monthly repayments by combining your current liabilities such as credit cards, personal loans, car loans and your home loan into a new and more competitive lower interest rate home loan.

Benefits of debt consolidation:

  • Save on fees and charges
  • Secure a competitive home loan
  • Reduce your monthly repayments
  • Control your finances and pay off your loans sooner

Credit Impaired

Your credit file is one of the most important aspects of your financial life. Without a clean credit file it can be very difficult to obtain finance, even for something so simply as purchasing a mobile phone.

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Debt Management

Struggling to make repayments on high interest debts such as credit cards and personal loans? Debt consolidation can help reduce your monthly finance repayments, save you money on fees and charges and take control of your debt by consolidating your existing loans into a new lower interest rate loan.

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First home buyers

Banks and lenders have very specific policies around lending to first home buyers and the pricing of their home loan products can vary substantially. To help secure the right home loan for your finance needs talk to a Finance & Property Advisory today.

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Family Equity Loans

Family equity, family pledge or, more commonly, a limited guarantor loan, allows a family member usually your parents to guarantee a portion of your home loan.

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Getting a better rate

The loan with the cheapest interest rate is not always the best option, and in some cases may actually cost you more money over the loan term. A competitive home loan will offer a combination of competitive rates, low fees and loan flexibility.

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Investment Strategies / Wealth Creation

Most of us acknowledge that the suburb we live in is not necessarily the best place to invest. But the challenge is – where is the best place to invest? Where can you achieve healthy yields and strong growth?

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Need a Conveyancer / Solicitor

Conveyancing simply means changing the name on the Certificate of Title from the seller to the buyer on the purchase of real estate.

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Properties for investors

Quality investment options are available including Units, Townhouses, House & Land in various locations with many exclusive to Finance & Property Advisory.

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Purchasing a home or investment

Buying an investment property can be an excellent way to create wealth and like any investment doing the research before you take the plunge will help you save thousands.

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Refinancing my mortgage

If you are wanting to assess your home loan refinance options, you will need to think about why it is you want to refinance and what the costs will be to move your mortgage.

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Self Employed

Often self-employed borrowers find meeting the lending criteria for standard home loans difficult. Business cash-flows create income that fluctuates more significantly than other borrowers.

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Vehicle Finance

Whether it’s your first car, a family car or your dream car, we will find the right personal car loan to suit your needs. Our team of specialised personal car loan packages.

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We design and develop services for customers of all sizes, specialising in tailored solutions